PNL or Bank statement program in South Florida

A PNL (Profit and Loss) or Bank Statement Program is a flexible mortgage solution designed for self-employed individuals, entrepreneurs, and business owners who may not have traditional income documentation. Instead of relying on tax returns or W-2 forms, lenders use bank statements or a profit and loss statement to verify income and determine loan eligibility. This program is ideal for those with fluctuating earnings or complex financial structures.
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